Budget 2025 Unpacked: Top 10 Benefits Modi 3.0 Has Brought for Your Wallet
Budget 2025 Unpacked: What Modi 3.0 Means for Your Wallet
Welcome to Samachar Sip — your daily dose of simplified, sharp, and smart news! Here’s your quick, curated scoop on how Union Budget 2025 affects you directly.
📌 Why It Matters: With PM Modi securing a third term, Budget 2025 introduces bold tax reforms, targeted welfare, and major boosts for middle-class India and startups. Let’s break it down!
🔍 Top 10 Budget Announcements for the Common Man
- ✅ Zero Income Tax up to ₹12 lakh: Under the new regime, individuals can enjoy zero tax liability up to ₹12.75 lakh (including standard deductions).
- 💰 Middle-Income Relief: Salaries around ₹18–25 lakh receive significant tax breaks — a ₹70,000 to ₹1.1 lakh benefit depending on slab.
- 🏠 TDS/TCS Reforms: TDS on interest for senior citizens doubled; rent TDS exemption increased to ₹6 lakh annually.
- 🧑🔧 Gig Workers Included: e-Shram registrations now linked with Ayushman Bharat for ~1 crore gig workers—covering healthcare and IDs.
- 🏗️ SWAMIH Fund 2.0: ₹15,000 crore allocated to complete 1 lakh stalled housing projects — easing rent and EMI burdens for many.
- 🎓 Education Loans: TCS exemption raised up to ₹10 lakh to reduce costs for higher education financing.
- 👴 Senior Citizens: Income deduction doubled to ₹1 lakh under the new tax regime for pensioners and retirees.
- 🚀 Startup Boost: Eligibility for incorporation-based tax benefits extended by 5 years — encouraging new-age businesses.
- 🔋 Exempt Capital Goods: 28 new items added to the duty-free list to support domestic mobile-phone battery production.
- 🌱 Green Finance & MSMEs: Incentives for EV manufacturing and ₹5,000 crore MSME Credit Guarantee Fund expansion (as an extra mention).
🧾 What It Means for You
This budget clearly signals a shift toward pro-middle-class and pro-startup policies, while keeping inflation in check and boosting demand. If you’re a salaried employee, gig worker, startup founder, or investor — Budget 2025 brings real, actionable benefits.
So sip on that tea and stay tuned to Samachar Sip for simplified takes on big news!
Published by Samachar Sip — The news you need, one sip at a time.

Comments
Post a Comment