Budget 2025 Unpacked: Top 10 Benefits Modi 3.0 Has Brought for Your Wallet

 

Budget 2025 Unpacked: What Modi 3.0 Means for Your Wallet

Budget 2025 Unpacked: What Modi 3.0 Means for Your Wallet

Welcome to Samachar Sip — your daily dose of simplified, sharp, and smart news! Here’s your quick, curated scoop on how Union Budget 2025 affects you directly.

📌 Why It Matters: With PM Modi securing a third term, Budget 2025 introduces bold tax reforms, targeted welfare, and major boosts for middle-class India and startups. Let’s break it down!

🔍 Top 10 Budget Announcements for the Common Man

  • ✅ Zero Income Tax up to ₹12 lakh: Under the new regime, individuals can enjoy zero tax liability up to ₹12.75 lakh (including standard deductions).
  • 💰 Middle-Income Relief: Salaries around ₹18–25 lakh receive significant tax breaks — a ₹70,000 to ₹1.1 lakh benefit depending on slab.
  • 🏠 TDS/TCS Reforms: TDS on interest for senior citizens doubled; rent TDS exemption increased to ₹6 lakh annually.
  • 🧑‍🔧 Gig Workers Included: e-Shram registrations now linked with Ayushman Bharat for ~1 crore gig workers—covering healthcare and IDs.
  • 🏗️ SWAMIH Fund 2.0: ₹15,000 crore allocated to complete 1 lakh stalled housing projects — easing rent and EMI burdens for many.
  • 🎓 Education Loans: TCS exemption raised up to ₹10 lakh to reduce costs for higher education financing.
  • 👴 Senior Citizens: Income deduction doubled to ₹1 lakh under the new tax regime for pensioners and retirees.
  • 🚀 Startup Boost: Eligibility for incorporation-based tax benefits extended by 5 years — encouraging new-age businesses.
  • 🔋 Exempt Capital Goods: 28 new items added to the duty-free list to support domestic mobile-phone battery production.
  • 🌱 Green Finance & MSMEs: Incentives for EV manufacturing and ₹5,000 crore MSME Credit Guarantee Fund expansion (as an extra mention).

🧾 What It Means for You

This budget clearly signals a shift toward pro-middle-class and pro-startup policies, while keeping inflation in check and boosting demand. If you’re a salaried employee, gig worker, startup founder, or investor — Budget 2025 brings real, actionable benefits.

So sip on that tea and stay tuned to Samachar Sip for simplified takes on big news!


Published by Samachar Sip — The news you need, one sip at a time.

Comments

Popular posts from this blog

Delhi University School of Open Learning (SOL) – Courses, Admission Process & Difference from Regular College

Delhi University: B.A. (Hons.) History and B.A. Program with History at Delhi University – UG Admission 2025

Subject Mapping in CUET UG exam: Understand with Example